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The 5 Factors That Affect Your Credit Score (And Simple Ways to Boost Them!)

Whether you’re looking to get your first credit card for everyday expenses or take out a mortgage to purchase your first home, credit is an essential tool for helping people to meet their financial goals.

Los 5 factores que afectan su puntaje crediticio y formas sencillas de mejorarlos

Ya sea que esté buscando obtener su primera tarjeta de crédito para los gastos diarios o obtener una hipoteca para comprar su primera casa, el crédito es una herramienta esencial para ayudar a las personas a alcanzar sus metas financieras.

Videos

Wondering what factors make up your credit score? You're not alone. Watch this helpful video to learn what goes into calculating your credit score.

¿Se pregunta qué factores componen su puntaje de crédito? No está solo. Vea este útil video para aprender lo que se necesita para calcular su puntaje de crédito.

Financial counseling services are offered through the Roanoke Financial Empowerment Center (FEC). The Roanoke FEC offers professional, one-on-one financial counseling at no-cost to Roanoke area residents. Our certified financial counselors can assist with money management, budgeting, reducing debt, establishing and improving credit, connecting to safe and affordable banking services, building savings, and referrals to other services and organizations. Freedom First Enterprises is proud to partner with the City of Roanoke and Cities for Financial Empowerment Fund to bring this important service to our greater community.

While we offer in-person financial coaching, we also understand that some people would benefit from additional options to fit their busy lives. That’s why we’ve partnered with GreenPath Financial Wellness to offer even more extended financial counseling opportunities.